Identity Theft & Fair Credit Reporting Act

Federal and State Regulations Enacted to Protect Consumers

Our team of consumer protection lawyers has over 20 years experience representing both consumers and businesses in actions enforcing and defending federal and state consumer laws.

WHAT IS THE FAIR CREDIT REPORTING ACT (“FCRA”)?

The FCRA is a federal statute enacted to promote the accuracy, fairness, and privacy of consumer information reported by consumer reporting agencies. The FCRA also regulates the collection, dissemination, and use of consumer information. All companies or individuals who report delinquent or pending debts to the various reporting agencies must be cognizant of and abide by the FCRA’s strict regulations. If a consumer can demonstrate that the credit reporting agency, information furnisher, or entity using the information willfully violated its obligations under the FCRA, the consumer may be entitled to recover damages.

Common violations include:

  • Publishing illegitimate or excess debts

Common violators include:

  • Banks and Mortgage Servicers
  • Debt Collectors

Practice Area Contacts

Jordan A. Shaw, Esq.
(954) 933-5083
jshaw@zpllp.com

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Zebersky Payne Shaw Lewenz, LLP – Consumer Lawyers

A foundation of the firm, Zebersky Payne Shaw Lewenz, LLP’s team has decades of experience in countless subject matters. With institutional clients ranging from start-ups to Fortune 500 companies, Zebersky Payne Shaw Lewenz, LLP has successfully litigated matters for and against some of the largest corporations across the United States and the world.

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The firm’s lawyers are admitted to practice in Federal and State Courts and have experience in arbitration, administrative proceedings, and a full range of alternative dispute resolution.

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Zebersky Payne Shaw Lewenz, LLP – Consumer Law Attorneys

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